Automatski nacrt

Pročitajte nas | Slušajte nas | Pazi nas | Pridružiti Događanja uživo | Isključite oglase | Živjeti |

Kliknite svoj jezik za prijevod ovog članka:

Afrikaans Afrikaans Albanian Albanian Amharic Amharic Arabic Arabic Armenian Armenian Azerbaijani Azerbaijani Basque Basque Belarusian Belarusian Bengali Bengali Bosnian Bosnian Bulgarian Bulgarian Catalan Catalan Cebuano Cebuano Chichewa Chichewa Chinese (Simplified) Chinese (Simplified) Chinese (Traditional) Chinese (Traditional) Corsican Corsican Croatian Croatian Czech Czech Danish Danish Dutch Dutch English English Esperanto Esperanto Estonian Estonian Filipino Filipino Finnish Finnish French French Frisian Frisian Galician Galician Georgian Georgian German German Greek Greek Gujarati Gujarati Haitian Creole Haitian Creole Hausa Hausa Hawaiian Hawaiian Hebrew Hebrew Hindi Hindi Hmong Hmong Hungarian Hungarian Icelandic Icelandic Igbo Igbo Indonesian Indonesian Irish Irish Italian Italian Japanese Japanese Javanese Javanese Kannada Kannada Kazakh Kazakh Khmer Khmer Korean Korean Kurdish (Kurmanji) Kurdish (Kurmanji) Kyrgyz Kyrgyz Lao Lao Latin Latin Latvian Latvian Lithuanian Lithuanian Luxembourgish Luxembourgish Macedonian Macedonian Malagasy Malagasy Malay Malay Malayalam Malayalam Maltese Maltese Maori Maori Marathi Marathi Mongolian Mongolian Myanmar (Burmese) Myanmar (Burmese) Nepali Nepali Norwegian Norwegian Pashto Pashto Persian Persian Polish Polish Portuguese Portuguese Punjabi Punjabi Romanian Romanian Russian Russian Samoan Samoan Scottish Gaelic Scottish Gaelic Serbian Serbian Sesotho Sesotho Shona Shona Sindhi Sindhi Sinhala Sinhala Slovak Slovak Slovenian Slovenian Somali Somali Spanish Spanish Sudanese Sudanese Swahili Swahili Swedish Swedish Tajik Tajik Tamil Tamil Telugu Telugu Thai Thai Turkish Turkish Ukrainian Ukrainian Urdu Urdu Uzbek Uzbek Vietnamese Vietnamese Welsh Welsh Xhosa Xhosa Yiddish Yiddish Yoruba Yoruba Zulu Zulu

Vrijeme je za odricanje od afinitetnih kreditnih kartica zrakoplovne tvrtke?

002_0
002_0
Napisao urednik

was already thinking about ditching my Gold SkyMiles American Express card when I got billed for the annual fee. It has gone up to $95.

was already thinking about ditching my Gold SkyMiles American Express card when I got billed for the annual fee. It has gone up to $95.

The main reason I want out is that the miles I earn on Delta with that card are losing value. The fee increase just sealed the deal. I’m also going to take a hard look at my Citi / AAdvantage Mastercard, which earns miles on American.

I’m just no longer sure airline affinity cards are worth it.

One problem is that airlines are increasing the fees they charge to redeem miles for tickets. An award ticket that once was available at a nominal charge may soon cost $100 or more. So the customers pays the $95 fee to American Express to earn the miles, and then pays the airline to redeem them.

Meanwhile, airlines are reducing the availability of award seats and trying to push consumers into a “pay with miles” arrangement with a lousy exchange rate of 1 cent per mile. And it’s widely expected that the base rate for an award ticket – typically 25,000 miles for a domestic ticket – will be increased across the board.

I’m surely not the only one thinking about this. Tim Winship of SmarterTravel.com believes the airlines are ruining their frequent-flier programs, and he writes that he may dump his airline affiliated cards.

What to do? I’m thinking I’ll switch over to an American Express Blue Cash card, following the advice of George Hobica of airfarewatchdog.com, or an American Express Preferred Rewards card, on the advice of my brother-in-law, Ed. (He’s a big man. One tends to do what he says.)

The Blue Cash card returns cash rewards that vary, based on what you buy and how much you spend. And of course you can spend that money on airline tickets. (Unlike a flight on an award ticket, those flights earn miles.)

The Preferred Rewards card earns points that can be converted into miles on multiple airlines or points in hotel loyalty programs. It shares some of the drawbacks of an affinity card, but it’s a lot more flexible.

I’ll study up. If you want to do the same, Hobica has posted some very useful information about cash-back cards, with a chart laying out the benefits of a miles cards vs. a cash rewards card under different spending scenarios.